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Paradise holds wildfire insurance meeting

The Deputy Commissioner for the State Department of Insurance addressed Camp Fire survivors' concerns.

Posted: Oct 1, 2019 10:38 PM
Updated: Oct 1, 2019 11:08 PM

PARADISE, Calif. - The Deputy Commissioner for the State Department of Insurance addressed Camp Fire survivors' concerns.

"You can see tonight that there's a lot of people here in a crisis situation and the more of these meetings you go to I think you pick up stuff and you find out that you're not a lone ranger in it and there's a lot of people here that have information that can help you and that's important," Mike Trinca from Paradise said.

The Rebuild Paradise foundation provided basic insurance education.

They shared how the cost of insurance is address specific and based on two entities - your fireline score and protection class.

Fireline score considers the amount of fuel or brush around your home and the slope of your property.

The protection class is based on your community's water supply and communication system.

"If you have a home in chico your protection class is most likely around a 3, Paradise we're looking at 2 – 3 which is really good Magalia tends to be around a 4 forest ranch Cohasset sterling city are more like 8 or 9's in their protection class," the foundation said.

"I liked what Rebuild Paradise Foundation in terms of really simplifying everything and really making it accessible and understandable and seeing that we do still have options here," Monica Nolan from Magalia said.

The Deputy Commissioner from the State Department of Insurance Tony Cignarale spoke about insurance for total loss of a property and partial loss.

Cignarale said for people who are underinsured - the law isn't great.

But to have documentation readily available to prove that the full cost to rebuild your home is more than the coverage you're seeing.

"So if you're running into a situation where you still didn't get what you think is agreed upon the 75% of whatever it was - come to us so we can follow up with that insurance company and determined on what they respond to us and what they tell us they're going to do and hold them to that," Cignarale said.

"I didn't realize they were consumer advocates also so it sounds like they have the ability to – they're a resource if you have complaints or concerns," Steve Merrick from Paradise said.

"I think the setting is it does show the community it trying to pitch in and help anybody that lives here everybody that wants to stay here they wanna create new businesses they want people to live here move here they wanna rebuild Paradise so it's a good thing," Trinca said.

For more information, CLICK HERE.

California Coronavirus Cases

Data is updated nightly.

Confirmed Cases: 906596

Reported Deaths: 17358
CountyConfirmedDeaths
Los Angeles2997606993
Riverside659021279
San Bernardino626191072
Orange585731447
San Diego54583870
Kern33813416
Fresno30752436
Sacramento25372484
Santa Clara24144388
Alameda23312461
San Joaquin21630489
Contra Costa18621241
Stanislaus17629396
Tulare17495286
Ventura14240164
Imperial12700336
San Francisco12103140
Monterey1137291
San Mateo11075159
Santa Barbara9781120
Merced9465155
Sonoma9312136
Kings822883
Solano728674
Marin7074128
Madera498174
San Luis Obispo414132
Placer409357
Yolo319159
Butte307852
Santa Cruz278825
Napa195715
Shasta187830
Sutter183712
San Benito143715
El Dorado13174
Yuba129310
Mendocino112721
Tehama8728
Lassen7661
Lake69615
Glenn6573
Nevada6088
Humboldt5629
Colusa5506
Calaveras34218
Amador32816
Tuolumne2694
Inyo22715
Siskiyou1930
Mono1802
Del Norte1781
Mariposa782
Plumas680
Modoc290
Trinity250
Sierra60
Alpine30
Unassigned00
Chico
Clear
54° wxIcon
Hi: 74° Lo: 46°
Feels Like: 54°
Oroville
Clear
67° wxIcon
Hi: 76° Lo: 50°
Feels Like: 67°
Paradise
Clear
54° wxIcon
Hi: 68° Lo: 49°
Feels Like: 54°
Chester
Clear
33° wxIcon
Hi: 54° Lo: 34°
Feels Like: 29°
Red Bluff
Clear
62° wxIcon
Hi: 76° Lo: 48°
Feels Like: 62°
Willows
Clear
54° wxIcon
Hi: 76° Lo: 49°
Feels Like: 54°
Fire danger remains high over much of California on this Monday, and that will continue through Tuesday afternoon. Thankfully, most of the strongest wind has passed, and the wind will weaken through midweek.
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