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Paradise holds wildfire insurance meeting

The Deputy Commissioner for the State Department of Insurance addressed Camp Fire survivors' concerns.

Posted: Oct 1, 2019 10:38 PM
Updated: Oct 1, 2019 11:08 PM

PARADISE, Calif. - The Deputy Commissioner for the State Department of Insurance addressed Camp Fire survivors' concerns.

"You can see tonight that there's a lot of people here in a crisis situation and the more of these meetings you go to I think you pick up stuff and you find out that you're not a lone ranger in it and there's a lot of people here that have information that can help you and that's important," Mike Trinca from Paradise said.

The Rebuild Paradise foundation provided basic insurance education.

They shared how the cost of insurance is address specific and based on two entities - your fireline score and protection class.

Fireline score considers the amount of fuel or brush around your home and the slope of your property.

The protection class is based on your community's water supply and communication system.

"If you have a home in chico your protection class is most likely around a 3, Paradise we're looking at 2 – 3 which is really good Magalia tends to be around a 4 forest ranch Cohasset sterling city are more like 8 or 9's in their protection class," the foundation said.

"I liked what Rebuild Paradise Foundation in terms of really simplifying everything and really making it accessible and understandable and seeing that we do still have options here," Monica Nolan from Magalia said.

The Deputy Commissioner from the State Department of Insurance Tony Cignarale spoke about insurance for total loss of a property and partial loss.

Cignarale said for people who are underinsured - the law isn't great.

But to have documentation readily available to prove that the full cost to rebuild your home is more than the coverage you're seeing.

"So if you're running into a situation where you still didn't get what you think is agreed upon the 75% of whatever it was - come to us so we can follow up with that insurance company and determined on what they respond to us and what they tell us they're going to do and hold them to that," Cignarale said.

"I didn't realize they were consumer advocates also so it sounds like they have the ability to – they're a resource if you have complaints or concerns," Steve Merrick from Paradise said.

"I think the setting is it does show the community it trying to pitch in and help anybody that lives here everybody that wants to stay here they wanna create new businesses they want people to live here move here they wanna rebuild Paradise so it's a good thing," Trinca said.

For more information, CLICK HERE.

California Coronavirus Cases

Data is updated nightly.

Cases: 2916309

Reported Deaths: 32851
CountyCasesDeaths
Los Angeles98992813489
San Bernardino2450331560
Riverside2338992517
San Diego2068702037
Orange2059112277
Santa Clara899831040
Kern82398551
Sacramento791371062
Fresno79033904
Alameda64760768
Ventura57941401
San Joaquin55580738
Contra Costa49759410
Stanislaus41270730
Tulare39723494
Monterey34482248
San Mateo30694294
San Francisco28200241
Imperial24882463
Solano24654105
Merced23199290
Santa Barbara23184223
Sonoma22910234
Kings18453110
Placer16761173
San Luis Obispo14851125
Madera12778130
Santa Cruz11583111
Marin11244149
Yolo10097131
Shasta9594117
Butte9127120
Sutter743976
El Dorado739441
Napa711738
Lassen506713
San Benito477843
Yuba476626
Tehama391742
Tuolumne327936
Nevada307571
Mendocino305531
Amador294029
Lake237828
Humboldt226324
Glenn179819
Colusa16849
Calaveras151322
Siskiyou138812
Mono10804
Inyo88327
Del Norte8442
Plumas5735
Modoc3783
Mariposa3414
Trinity2994
Alpine730
Sierra690
Unassigned00
Chico
Clear
52° wxIcon
Hi: 73° Lo: 42°
Feels Like: 52°
Oroville
Clear
52° wxIcon
Hi: 69° Lo: 56°
Feels Like: 52°
Chico
Clear
54° wxIcon
Hi: 68° Lo: 53°
Feels Like: 54°
Red Bluff
Clear
63° wxIcon
Hi: 52° Lo: 24°
Feels Like: 63°
Red Bluff
Clear
63° wxIcon
Hi: 75° Lo: 47°
Feels Like: 63°
Chico
Clear
54° wxIcon
Hi: 78° Lo: 46°
Feels Like: 54°
We'll be dry and warm the next few days with strong winds Monday-Tuesday. We'll cool gradually through the week with a chance of showers Friday.
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