LOS MOLINOS, Calif. – A terrifying feeling every day because you simply do not know what is going to happen. That is the feeling one local man says he is moving through his days with.
Action News Now Morning Anchor Julia Yarbough recently spent time with a Los Molinos father who says he is struggling to make ends meet. It is a situation he says is now compounded as a result of the Coronavirus pandemic.
John Schneider says even when he is spending relaxing time with his three children, harvesting fruit and vegetables from their garden, he is worried.
“For those who live paycheck to paycheck this is your worst nightmare,” explains Schneider. “We’re waiting for the next check to pay the bills; we don’t have savings.”
Schneider is a single father. He says he has worked in the construction field but with three children to care for, work options are limited. He says his choice is to work and leave his children without supervision or put the well-being of his children first.
Schneider told Yarbough that he has full custody of his children and they don’t have anywhere to go.
He says he has been paying what he can on existing mortgage and tax debts for his Los Molinos home. Schneider says a job-layoff well before the Coronavirus pandemic had made money-matters tight. Then stay-at-home orders made matters even more severe.
Yarbough spent time researching through the Tehama County property records portal and also talked with representatives from both the appraisers and tax collectors offices.
Representatives said the County would not force Schneider out of his home on account of owing back taxes; there are specific guidelines for that. However, they said Schneider’s lender can follow its own guidelines for payment defaults. And right now, that is an impending foreclosure.
Schneider says he has been on a payment plan with his lender but time is running out. He owes more than 10-thousand dollars before the end of the month. He says he is fearful of what comes next.
“I’m fearful of losing my home and being homeless,” says Schneider. He told Yarbough that with his house in foreclosure, like his children, he would have nowhere to go.
“We can’t afford a new home,” says Schneider.
Schneider’s plight may be indicative of situations emerging around the country. A recently published memo by a group of housing experts, indicates that based on Covid-19 unemployment states and U.S. Census Bureau data, roughly 30-40 million people in the U.S. are at risk of being evicted or facing foreclosure by the end of the year.
“It’s happening, it is not just talk or fears that people can be thrown out of their homes, it is happening to me.,” says Schneider. “There seems to be a big division among those two types of people; those who have good bank accounts and those who don’t. They don’t seem to understand what the rest of us could be going through.”
There is currently a bill moving through the California Assembly; AB-828. It calls for adding a temporary moratorium, preventing foreclosures on residential property while there is a state or locally declared State of Emergency related to Covid-19, until 91 days after the State of Emergency ends.