Affordable Care: It's Kind of A Big Deal

Nov 6, 2013 5:45 PM

You may remember the moment Vice-President Joe Biden introduced President Obama, before Obama announced sweeping changes to the American healthcare system.

Biden whispered something (a little too loudly) into the President's ear: “This is a big (blanking) deal.”

No matter your opinion of that moment, there was, and remains, a certain degree of truth to the statement.

The deadline to be covered under the Affordable Care Act by January 1st is December 15th.

“There's no more debating over politics, it's here, the law is signed and into effect, and we need to help people figure out whether they're going to qualify for a subsidy or not,” said John Sweeney, Owner of Sweeney and Sweeney Insurance.

Sweeney and Sweeney have been insuring the north state since the mid 1980’s.

“Unfortunately, people that do not qualify for a subsidy will probably see their premiums go up,” Sweeney said.

Chico resident Hampton Maxwell expects to see his premiums go up $100.

“It's a hard cost to bear but one I'm willing to work with,” Maxwell said.

“I think as citizens we have to do our due diligence to read up on the changes happening. And at the same time I think the government needs to educate us and make sure we feel prepared for changes,” Chico resident Dennis Forget said.

“I think it's here to stay, and I think it's probably here to stay in one form or another,” Chico resident David Holzhey said.

Sweeney recommends getting help from an agent to find the plan for you.

Maybe you're eligible for a premium tax credit or subsidy through Covered California.

If not, Sweeney said there's one thing you need to know:

“If you go to the exchange or if you stay outside on the free market, it's the exact same rates, exact same benefits, and exact same network.”

There will be a community forum called "Implementing the Affordable Care Act," at the Red Bluff Community Center on November 14th. The event starts at 6:45 p.m.

For more information, call 530-736-5200.


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